Grameen Bank Project became a specialized bank in October, 1983. Concrete steps were taken in early 1984 to computerize the Bank's management information system. It took three years to computerize the central MIS at the head office. All zonal offices were computerized in 1988.

Grameen Bank expanded rapidly during 1984~1992 and by 1992 Grameen Bank was operating in more than 20 thousand villages through 1000 branches, mostly located in the remote areas of the country. The Bank had over one million clients. With the growth of the bank both in horizontal and vertical directions, workload and paper work also increased substantially.

To increase the operational efficiency of the bank it was imperative to minimize the paper work particularly at the branch level. Given the limitations of electric supply in the country it was not possible to computerize the desired number of branches. In 1993, first attempt was made to computerize one branch in Narshingdi area of Narayanganj (former Dhaka) zone, where electricity was available from national grid. However, since 1993 GB computerization has come a long way. At the end of 1999, 239 branches had been computersized. Year-wise progress of branch computerization is given below.

Sl #	Zone	1995	1996	1997	1998	1999	Total
1.	Chittagong	2	5	5	0	5	17
2.	Tangail	1	11	5	15	7	39
3.	Rangpur	2	0	10	0	0	12
4.	Dhaka	2	7	5	25	0	39
5.	Patuakhali	0	0	5	0	0	0
6.	Bogra	2	0	8	0	0	10
7.	Sylhet	0	2	5	0	5	12
8.	Rajshahi	0	2	5	0	0	7
9.	Dinajpur	2	0	7	10	0	19
10.	Faridpur	0	1	5	0	3	9
11.	Comilla	1	5	2	0	8	16
12.	Mymensingh	0	2	5	0	0	7
13.	Narayanganj	1	8	5	13	0	27
14.	Khulna	1	0	5	0	10	16
15.	Noakhali	0	1	3	0	0	4
	Total	14	44	80	63	38	239

To further minimize the operational cost of the computer at the branch level, management had taken an initiative to establish Accounting Centres at area offices to serve several branches with a single computer. During December 1999, two such Centres were opened in Feni Area under Noakhali Zone and Shingair Area under Dhaka Zone.

In 1999 internet connection was given to two-third of the zonal offices through facilities provided by Grameen Communications, a sister company of Grameen Bank that also extended technical assistance for the computerization programme of both Grameen Bank branches and Area Accounting Centres.