Banking
2011-04 Issue 376 BDT Print
Statement No: 1
Issue No : 376, Issue Date : May 11, 2011
 
Grameen Bank Monthly Update in Taka : April, 2011

Sl. No. Particulars Million Taka
1.0  Cumulative Amount Disbursed Since Inception 630,510.41
2.0  Cumulative Amount Repaid Since Inception 559,771.63
3.0  Amount Disbursed this Month 8,250.38
4.0  Amount Repaid this Month 7,566.97
5.0  Outstanding Loan
  5.1 Basic Loan

64,344.78

5.2 Flexible Loan (a) 3,965.65
5.3 Housing Loan 105.83
5.4 Education Loan 2,122.16
5.5 Other Loans 200.37
5.6 Total : 70,738.78
6.0  Rate of Recovery (b) 97.06
7.0 Total Outstanding of Borrowers Missing 5 to 9 Consecutive Instalments (c)
  7.1 Basic Loan 888.11
7.2 Flexible Loan 753.66
7.3 Total : 1641.78
8.0  Overdue Loan (d)
  8.1 Basic Loan (e) 488.23
8.2 Flexible Loan 320.97
8.3 Housing Loan 3.40
8.4 Other Loans 0.00
8.5 Total : 812.60
9.0    Microenterprise Loan (Cumulative)
  9.1 No. of Microenterprise Loans 3,204,246
9.2 Amount Disbursed 91,572.77
9.3 Amount Repaid 73,828.71
10.0  Balance of Deposits
  10.1 Members' Deposit 57,112.05
10.2 Non-Members' Deposit 45,452.93
10.3 Total : 102,564.99
11.0  Deposits to Outstanding
  11.1 Deposits as Percentage of Outstanding Loans 145
11.2 Deposits and Own Resources as Percentage of Outstanding Loans 160
11.3 No. of Branches with more in Deposits than in Outstanding Loans 1,685
12.0  Beggar Members
  12.1 No. of Beggar Members 89,179
12.2 Amount Disbursed (Cumulative) 158.69
12.3 Amount Repaid (Cumulative) 126.00
12.4 Amount of Savings (Balance) 8.21
13.0  Cumulative Number of Village Phones 402,443
14.0  Cumulative Number of Houses Built with Housing Loans 688,902
15.0  Life Insurance Fund (Cumulative)
  15.1 No. of Deaths Among all Borrowers 134,119
15.2 Amount paid out from Life Insurance Fund 235.53
16.0  Loan Insurance
  16.1 Balance in Loan Insurance Savings 6,706.33
16.2 No. of Deaths Among Insured Borrowers (Cumulative) 199,495
16.3 Amount of Outstanding Principal and Interest of the Deceased Borrowers paid out from Insurance Fund (Cumulative) 1,774.67
17.0  Higher Education Loan (Cumulative)
  17.1 No. of Female Students 11,055
17.2 No. of Male Students 37,565
17.3 Total : 48,620
17.4 Amount Disbursed (Female) 554.36
17.5 Amount Disbursed (Male) 1,680.09
17.6 Total : 2,234.45
18.0  Scholarship (Cumulative)
  18.1 Scholarship Recipient (Female) 77,236
18.2 Scholarship Recipient (Male) 55,286
18.3 Total : 132,522
18.4 Scholarship Amount (Female) 106.34
18.5 Scholarship Amount (Male) 78.01
18.6 Total : 184.35
19.0  Number of Members(f)
  19.1 Female 8,044,513
19.2 Male 313,054
19.3 Total : 8,357,567
20.0  Number of Groups 1,295,397
21.0  Number of Centres 144,288
22.0  Number of Villages 81,379
23.0  Number of Branches 2,565
24.0  Number of Branches with Computerized Accounting and MIS 2,565

(a) On the last day of each month, 50 per cent provision is made against the outstanding amounts of flexible loans with age of less than two years, and 100 per cent provision is made against the outstanding amounts of flexible loans with age of two years and more. The portions of flexible loans which complete the third year are written off exactly on the date following their completion.
(b) Amount repaid as a percentage of amount due.
(c) If a borrower misses ten consecutive instalments, the entire outstanding loan is treated as an overdue loan.
(d) On the last day of each month, 100 per cent provision is made against all overdue loans. Entire outstanding amount of overdue loans are written off one year after they became overdue.
(e) In case of one-year loan, if the borrower fails to repay half the loan amount, with interest, within 26 weeks, entire unrepaid amount becomes overdue. In case of loans with longer duration, if the borrower fails to repay the total principal amount and interest scheduled to be repaid within each segment of 26 weeks, entire unrepaid amount falls overdue.
(f) Number of members includes both Beggar Members and Higher Education Loan recipients mentioned in item no. 12.1 & 17.3 respectively
 
Note : Current Exchange Rate : 1 US$ = Taka 71.95
 
   
   
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