Banking
 
GRAMEEN BANK
Cash Flow Statement
For the year ended 31 December 2008
 
  Notes   2008
Taka
  2007
Taka
 
A) CASH FLOW FROM OPERATING ACTIVITIES        
  Interest received     10,082,511,169   8,546,529,434
  Interest paid     (5,456,923,644)   (4,506,165,656)
  Cash paid to employees     (2,955,520,248)   (2,472,702,079)
  Other Expenses     (1,351,302,671)   (1,152,529,225)
  Other income     923,182,445   878,176,622
  Cash generated from operating activities     1,241,947,051   1,293,309,096
             
  Loans and advances     (8,240,478,178)   (3,401,582,584)
  Other assets 28   92,301,712   (126,295,004)
  Deposits and other funds     12,659,293,592   7,986,738,625
  Other liabilities 29   (199,304,442)   (449,442,872)
        4,311,812,684   4,009,418,165
  Net cash received from operating activities     5,553,759,735   5,302,727,261
             
             
B) CASH FLOW FROM INVESTING ACTIVITIES        
  Investments     (4,264,494,535)   (4,721,793,696)
  Additions to Tangible Fixed Assets     (101,613,769)   (126,788,439)
  Sales proceeds of Tangible Fixed Assets     (13,687,231)   (6,849,096)
  Net cash outflow from investing activities     (4,379,795,535)   (4,855,431,231)
             
             
C) CASH FLOW FROM FINANCING ACTIVITIES        
  Share capital     40,000,000   -
  Borrowings from Banks and Foreign Institutions     (62,057,933)   (62,057,932)
  Capital and other reserves     (759,845,600)   (348,900,000)
  Net Cash /(out flow) from financing activities     (781,903,533)   (410,957,932)
D) Net increase/in cash and cash equivalents (A+B+C)     392,060,667   36,338,098
E) Opening cash and cash equivalents     936,397,780   900,059,682
F) Cash and bank balances at the end of the period 30   1,328,458,447   936,397,780
           
 
The annexed notes 1 to 30 form an integral part of these financial statements.
             
(M. Shahjahan)
General Manager
  Director   Director   (Dr. Muhammad Yunus)
Managing Director
             
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Banker to the Poor   Banker to the Poor Banker to the Poor GF USA
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