Monthly Reports 01-2020

Statement No: 1         
Issue No. : 481, Issue Date : February  04, 2020
Grameen Bank Monthly Update In USD: January 2020
Sl. No. Particulars In million USD
1.0 Cumulative Amount Disbursed Since Inception 29,854.66
2.0 Cumulative Amount Repaid Since Inception 27,553.50
3.0 Amount Disbursed this Month 288.26
4.0 Amount Repaid this Month 272.07
5.0 Outstanding Loans
5.1  Basic Loan 1,770.74
5.2  Flexible Loan (a) 53.77
5.3  Housing Loan 11.47
5.4  Education Loan 22.19
5.5  Other Loans 3.97
5.6  Total  : 1,862.14
6.0 Rate of Recovery(b) 98.92
7.0 Total Outstanding of Borrowers Missing 5 to 9 Consecutive Installments(c)
7.1  Basic Loan 3.93
7.2  Flexible Loan 13.38
7.3  Total : 17.31
8.0 Overdue Loan(d)
8.1  Basic Loan(e) 12.197
8.2  Flexible Loan 2.857
8.3  Housing Loan 0.004
8.4  Other Loans 0.000
8.5  Total : 15.058
9.0 Microenterprise Loan (Cumulative)
9.1  No. of Microenterprise Loans 14,783,521
9.2  Amount Disbursed 6,720.43
9.3  Amount Repaid 6,130.33
10.0 Balance of Deposits
10.1  Members’ Deposit 1,997.88
10.2  Non-Members’ Deposit 840.07
10.3 Total : 2,837.95
11.0 Deposits to Outstanding
11.1  Deposits as Percentage of Outstanding Loans 152
11.2  Deposits and Own Resources as Percentage of Outstanding Loans 168
11.3  No. of Branches with more in Deposits than in Outstanding Loans 2,035
12.0 Beggar Members
12.1  No. of Beggar Members 78,668
12.2  Amount Disbursed (Cumulative) 2.67
12.3  Amount Repaid (Cumulative) 2.25
12.4  Amount of Savings (Balance) 0.11
13.0 Cumulative Number of Village Phones 2,041,145
14.0 Cumulative Number of Houses Built with Housing Loans 757,175
15.0 Life Insurance Fund (Cumulative)
15.1  No. of deaths among all Borrowers 205,045
15.2  Amount paid out from Life Insurance Fund 6.18
16.0 Loan Insurance
16.1  Balance in Loan Insurance Savings 192.17
16.2  No. of deaths among the Persons Insured  (Cumulative) 579,950
16.3 Amount of Outstanding Principal and Interest of the
Deceased Borrowers paid out from Insurance Fund (Cumulative)
112.60
17.0 Higher Education Loan (Cumulative)
17.1  No. of Female Students 13,217
17.2  No. of Male Students 41,182
17.3  Total : 54,399
17.4  Amount Disbursed (Female) 14.75
17.5  Amount Disbursed (Male) 38.64
17.6  Total : 53.39
18.0 Scholarship (Cumulative)
18.1  Scholarship Recipient (Female) 176,519
18.2  Scholarship Recipient (Male) 117,860
18.3  Total : 294,379
18.4  Scholarship Amount (Female) 4.47
18.5  Scholarship Amount (Male) 2.97
18.6  Total : 7.44
19.0 Number of Members (f)
19.1  Female 9,000,042
19.2  Male 300,392
19.3 Total : 9,300,434
20.0 Number of Groups 1,400,066
21.0 Number of Centres 137,094
22.0 Number of Villages 81,678
23.0 Number of Branches 2,568
24.0 Number of Branches with Computerised Accounting and MIS 2,568
(a) On the last day of each month, 50 per cent provision is made against the outstanding amounts of flexible loans with age of less than two years, and 100 per cent provision is made against the outstanding amounts of flexible loans with age of two years and more.  The portions of flexible loans which complete the thrid year are written off exactly on the date following their completion.
(b) Amount repaid as a percentage of amount due.
(c) If a borrower misses ten consecutive instalments, the entire outstanding loan is treated as an overdue loan.
(d) On the last day of each month, 100 per cent provision is made for all overdue loans.  Entire outstanding amount of overdue loans are written off one year after they became overdue.
(e) In case of one-year loan, if the  borrower fails to repay half the loan amount, with interest, within 26 weeks, entire unrepaid amount becomes overdue.  In case of loans with longer duration, if the borrower fails to repay the total principal amount and interest scheduled to be repaid within each segment of 26 weeks, entire unrepaid amount falls overdue.
(f) Number of members includes both Beggar Members and Higher Education Loan recipients mentioned in item no. 12.1 & 17.3 respectively
Note: Current Exchange Rate : 1USD = BDT 84.90
Monthly Reports 01-2020
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