Statement No: 1
Issue No. : 502, Issue Date : November 07, 2021
Grameen Bank Monthly Update In USD: October, 2021
Sl. NoParticularsIn million USD
1.0Cumulative Amount Disbursed Since Inception33,310.68
2.0Cumulative Amount Repaid Since Inception31,278.26
3.0Amount Disbursed this Month183.24
4.0Amount Repaid this Month213.65
5.0Outstanding Loans
5.1  Basic Loan1,470.56
5.2  Flexible Loan (a)82.74
5.3  Housing Loan8.46
5.4  Education Loan19.83
5.5  Other Loans3.83
5.6  Total  :1,585.42
6.0Rate of Recovery(b)95.55
7.0Total Outstanding of Borrowers Missing 5 to 9 Consecutive Installments(c)
7.1  Basic Loan10.09
7.2  Flexible Loan21.54
7.3  Total :31.63
8.0Overdue Loan(d)
8.1  Basic Loan(e)48.782
8.2  Flexible Loan6.942
8.3  Housing Loan0.030
8.4  Other Loans0.000
8.5  Total :55.754
9.0Microenterprise Loan (Cumulative)
9.1  No. of Microenterprise Loans16,662,887
9.2  Amount Disbursed7,522.71
9.3  Amount Repaid7,068.73
10.0Balance of Deposits
10.1  Members’ Deposit1,848.59
10.2  Non-Members’ Deposit817.46
10.3 Total :2,666.05
11.0Deposits to Outstanding
11.1  Deposits as Percentage of Outstanding Loans168
11.2  Deposits and Own Resources as Percentage of Outstanding Loans191
11.3  No. of Branches with more in Deposits than in Outstanding Loans2,138
12.0Beggar Members
12.1  No. of Beggar Members83,352
12.2  Amount Disbursed (Cumulative)2.71
12.3  Amount Repaid (Cumulative)2.29
12.4  Amount of Savings (Balance)0.13
13.0Cumulative Number of Village Phones2,053,615
14.0Cumulative Number of Houses Built with Housing Loans779,524
15.0Life Insurance Fund (Cumulative)
15.1  No. of deaths among all Borrowers218,691
15.2  Amount paid out from Life Insurance Fund6.50
16.0Loan Insurance
16.1  Balance in Loan Insurance Savings181.27
16.2  No. of deaths among the Persons Insured  (Cumulative)679,948
16.3 Amount of Outstanding Principal and Interest of the
Deceased Borrowers paid out from Insurance Fund (Cumulative)
17.0Higher Education Loan (Cumulative)
17.1  No. of Female Students13,387
17.2  No. of Male Students41,315
17.3  Total :54,702
17.4  Amount Disbursed (Female)15.55
17.5  Amount Disbursed (Male)38.82
17.6  Total :54.37
18.0Scholarship (Cumulative)
18.1  Scholarship Recipient (Female)195,811
18.2  Scholarship Recipient (Male)128,669
18.3  Total :324,480
18.4  Scholarship Amount (Female)4.93
18.5  Scholarship Amount (Male)3.23
18.6  Total :8.16
19.0Number of Members (f)
19.1  Female9,141,901
19.2  Male301,967
19.3 Total :9,443,868
20.0Number of Groups1,415,417
21.0Number of Centres136,080
22.0Number of Villages81,678
23.0Number of Branches2,568
24.0Number of Branches with Computerised Accounting and MIS2,568
(a)On the last day of each month, 50 per cent provision is made against the outstanding amounts of flexible loans with age of less than two years, and 100 per cent provision is made against the outstanding amounts of flexible loans with age of two years and more.  The portions of flexible loans which complete the thrid year are written off exactly on the date following their completion.
(b)Amount repaid as a percentage of amount due.
(c)If a borrower misses ten consecutive instalments, the entire outstanding loan is treated as an overdue loan.
(d)On the last day of each month, 100 per cent provision is made for all overdue loans.  Entire outstanding amount of overdue loans are written off one year after they became overdue.
(e)In case of one-year loan, if the  borrower fails to repay half the loan amount, with interest, within 26 weeks, entire unrepaid amount becomes overdue.  In case of loans with longer duration, if the borrower fails to repay the total principal amount and interest scheduled to be repaid within each segment of 26 weeks, entire unrepaid amount falls overdue.
(f)Number of members includes both Beggar Members and Higher Education Loan recipients mentioned in item no. 12.1 & 17.3 respectively
Note: Current Exchange Rate : 1USD = BDT 85.61

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