Monthly Reports 01-2017

Statement No: 1
Issue No : 445, Issue Date : February 6, 2017
Grameen Bank Monthly Update in US$ :January, 2017
Sl. No.ParticularsMillion US$
1.0Cumulative Amount Disbursed Since Inception20,924.64
2.0Cumulative Amount Repaid Since Inception19,082.46
3.0Amount Disbursed this Month250.38
4.0Amount Repaid this Month219.28
5.0Outstanding Loan
5.1Basic Loan1,417.33
5.2Flexible Loan (a)74.38
5.3Housing Loan2.84
5.4Education Loan32.63
5.5Other Loans3.34
5.6Total (b):1,530.52
6.0Rate of Recovery (c)99.10
7.0Total Outstanding of Borrowers Missing 5 to 9 Consecutive Instalments (d)
7.1Basic Loan1.47
7.2Flexible Loan18.87
7.3Total :20.34
8.0Overdue Loan (e)
8.1Basic Loan (f)3.880
8.2Flexible Loan4.056
8.3Housing Loan0.007
8.4Other Loans0.000
8.5Total :7.943
9.0Microenterprise Loan (Cumulative)
9.1No. of Microenterprise Loans8,867,306
9.2Amount Disbursed4,126.05
9.3Amount Repaid3,655.26
10.0Balance of Deposits
10.1Members’ Deposit1,625.21
10.2Non-Members’ Deposit865.71
10.3Total :2,490.93
11.0Deposits to Outstanding
11.1Deposits as Percentage of Outstanding Loans163
11.2Deposits and Own Resources as Percentage of Outstanding Loans177
11.3No. of Branches with more in Deposits than in Outstanding Loans2,085
12.0Beggar Members
12.1No. of Beggar Members77,567
12.2Amount Disbursed (Cumulative)2.62
12.3Amount Repaid (Cumulative)2.19
12.4Amount of Savings (Balance)0.12
13.0Cumulative Number of Village Phones1,695,408
14.0Cumulative Number of Houses Built with Housing Loans703,144
15.0Life Insurance Fund (Cumulative)
15.1No. of Deaths Among all Borrowers185,354
15.2Amount paid out from Life Insurance Fund5.69
16.0Loan Insurance
16.1Balance in Loan Insurance Savings151.38
16.2No. of Deaths Among Insured Borrowers (Cumulative)420,899
16.3Amount of Outstanding Principal and Interest of the Deceased Borrowers paid out from Insurance Fund (Cumulative)73.81
17.0Higher Education Loan (Cumulative)
17.1No. of Female Students12,806
17.2No. of Male Students40,852
17.3Total :53,658
17.4Amount Disbursed (Female)13.15
17.5Amount Disbursed (Male)38.03
17.6Total :51.18
18.0Scholarship (Cumulative)
18.1Scholarship Recipient (Female)144,950
18.2Scholarship Recipient (Male)99,255
18.3Total :244,205
18.4Scholarship Amount (Female)3.50
18.5Scholarship Amount (Male)2.41
18.6Total :5.91
19.0Number of Members (g)
19.3Total :8,909,406
20.0Number of Groups1,372,249
21.0Number of Centres141,870
22.0Number of Villages81,395
23.0Number of Branches2,568
24.0Number of Branches with Computerized Accounting and MIS2,568
(a)On the last day of each month, 50 per cent provision is made against the outstanding amounts of flexible loans with age of less than two years, and 100 per cent provision is made against the outstanding amounts of flexible loans with age of two years and more. The portions of flexible loans which complete the thrid year are written off exactly on the date following their completion.
(b)This figure is not exactly equal to the differece between items 1 and 2 because of difference in conversion rates.
(c)Amount repaid as a percentage of amount due.
(d)If a borrower misses ten consecutive instalments, the entire outstanding loan is treated as an overdue loan.
(e)On the last day of each month, 100 per cent provision is made against all overdue loans. Entire outstanding amount of overdue loans are written off one year after they became overdue.
(f)In case of one-year loan, if the borrower fails to repay half the loan amount, with interest, within 26 weeks, entire unrepaid amount becomes overdue. In case of loans with longer duration, if the borrower fails to repay the total principal amount and interest scheduled to be repaid within each segment of 26 weeks, entire unrepaid amount falls overdue.
(g)Number of members includes both Beggar Members and Higher Education Loan recipients mentioned in item no. 12.1 & 17.3 respectively.
Note : Current Exchange Rate : 1 US$ = Taka 78.86

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