Monthly Reports 01-2019

Statement No: 1     
Issue No. : 469, Issue Date : February 05, 2019
Grameen Bank Monthly Update In USD: January 2019
Sl. No.ParticularsIn million USD
1.0Cumulative Amount Disbursed Since Inception26,852.07
2.0Cumulative Amount Repaid Since Inception24,589.17
3.0Amount Disbursed this Month298.01
4.0Amount Repaid this Month283.02
5.0Outstanding Loans
5.1  Basic Loan1,742.08
5.2  Flexible Loan (a)60.57
5.3  Housing Loan12.97
5.4  Education Loan25.17
5.5  Other Loans4.06
5.6  Total  :1,844.85
6.0Rate of Recovery(b)99.03
7.0Total Outstanding of Borrowers Missing 5 to 9 Consecutive Installments(c)
7.1  Basic Loan3.97
7.2  Flexible Loan9.45
7.3  Total :13.42
8.0Overdue Loan(d)
8.1  Basic Loan(e)6.613
8.2  Flexible Loan2.209
8.3  Housing Loan0.001
8.4  Other Loans0.000
8.5  Total :8.823
9.0Microenterprise Loan (Cumulative)
9.1  No. of Microenterprise Loans12,882,210
9.2  Amount Disbursed5,902.94
9.3  Amount Repaid5,292.12
10.0Balance of Deposits
10.1  Members’ Deposit1,868.83
10.2  Non-Members’ Deposit811.98
10.3 Total :2,680.81
11.0Deposits to Outstanding
11.1  Deposits as Percentage of Outstanding Loans145
11.2  Deposits and Own Resources as Percentage of Outstanding Loans158
11.3  No. of Branches with more in Deposits than in Outstanding Loans1,881
12.0Beggar Members
12.1  No. of Beggar Members77,907
12.2  Amount Disbursed (Cumulative)2.66
12.3  Amount Repaid (Cumulative)2.23
12.4  Amount of Savings (Balance)0.11
13.0Cumulative Number of Village Phones1,946,832
14.0Cumulative Number of Houses Built with Housing Loans738,353
15.0Life Insurance Fund (Cumulative)
15.1  No. of deaths among all Borrowers198,107
15.2  Amount paid out from Life Insurance Fund6.01
16.0Loan Insurance
16.1  Balance in Loan Insurance Savings185.42
16.2  No. of deaths among the Persons Insured  (Cumulative)535,595
16.3 Amount of Outstanding Principal and Interest of the
Deceased Borrowers paid out from Insurance Fund (Cumulative)
17.0Higher Education Loan (Cumulative)
17.1  No. of Female Students13,096
17.2  No. of Male Students41,066
17.3  Total :54,162
17.4  Amount Disbursed (Female)14.30
17.5  Amount Disbursed (Male)38.49
17.6  Total :52.79
18.0Scholarship (Cumulative)
18.1  Scholarship Recipient (Female)166,219
18.2  Scholarship Recipient (Male)111,886
18.3  Total :278,105
18.4  Scholarship Amount (Female)4.16
18.5  Scholarship Amount (Male)2.79
18.6  Total :6.95
19.0Number of Members (f)
19.1  Female8,806,977
19.2  Male304,498
19.3 Total :9,111,475
20.0Number of Groups1,389,041
21.0Number of Centres138,101
22.0Number of Villages81,678
23.0Number of Branches2,568
24.0Number of Branches with Computerised Accounting and MIS2,568
(a)On the last day of each month, 50 per cent provision is made against the outstanding amounts of flexible loans with age of less than two years, and 100 per cent provision is made against the outstanding amounts of flexible loans with age of two years and more.  The portions of flexible loans which complete the thrid year are written off exactly on the date following their completion.
(b)Amount repaid as a percentage of amount due.
(c)If a borrower misses ten consecutive instalments, the entire outstanding loan is treated as an overdue loan.
(d)On the last day of each month, 100 per cent provision is made for all overdue loans.  Entire outstanding amount of overdue loans are written off one year after they became overdue.
(e)In case of one-year loan, if the  borrower fails to repay half the loan amount, with interest, within 26 weeks, entire unrepaid amount becomes overdue.  In case of loans with longer duration, if the borrower fails to repay the total principal amount and interest scheduled to be repaid within each segment of 26 weeks, entire unrepaid amount falls overdue.
(f)Number of members includes both Beggar Members and Higher Education Loan recipients mentioned in item no. 12.1 & 17.3 respectively
Note: Current Exchange Rate : 1USD = BDT 83.94

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