Monthly Reports 05-2019

Statement No: 1       
Issue No. : 473, Issue Date : June 10, 2019
Grameen Bank Monthly Update In USD: June 2019
Sl. No.ParticularsIn million USD
1.0Cumulative Amount Disbursed Since Inception27,867.60
2.0Cumulative Amount Repaid Since Inception25,551.72
3.0Amount Disbursed this Month271.87
4.0Amount Repaid this Month256.01
5.0Outstanding Loans
5.1  Basic Loan1,786.81
5.2  Flexible Loan (a)57.17
5.3  Housing Loan13.58
5.4  Education Loan24.14
5.5  Other Loans3.99
5.6  Total  :1,885.69
6.0Rate of Recovery(b)99.09
7.0Total Outstanding of Borrowers Missing 5 to 9 Consecutive Installments(c)
7.1  Basic Loan3.12
7.2  Flexible Loan11.11
7.3  Total :14.23
8.0Overdue Loan(d)
8.1  Basic Loan(e)8.099
8.2  Flexible Loan2.457
8.3  Housing Loan0.001
8.4  Other Loans0.000
8.5  Total :10.557
9.0Microenterprise Loan (Cumulative)
9.1  No. of Microenterprise Loans13,542,452
9.2  Amount Disbursed6,189.17
9.3  Amount Repaid5,562.77
10.0Balance of Deposits
10.1  Members’ Deposit1,853.26
10.2  Non-Members’ Deposit790.01
10.3 Total :2,643.27
11.0Deposits to Outstanding
11.1  Deposits as Percentage of Outstanding Loans140
11.2  Deposits and Own Resources as Percentage of Outstanding Loans155
11.3  No. of Branches with more in Deposits than in Outstanding Loans1,851
12.0Beggar Members
12.1  No. of Beggar Members78,049
12.2  Amount Disbursed (Cumulative)2.66
12.3  Amount Repaid (Cumulative)2.24
12.4  Amount of Savings (Balance)0.11
13.0Cumulative Number of Village Phones1,994,085
14.0Cumulative Number of Houses Built with Housing Loans745,973
15.0Life Insurance Fund (Cumulative)
15.1  No. of deaths among all Borrowers200,346
15.2  Amount paid out from Life Insurance Fund6.06
16.0Loan Insurance
16.1  Balance in Loan Insurance Savings188.40
16.2  No. of deaths among the Persons Insured  (Cumulative)549,754
16.3 Amount of Outstanding Principal and Interest of the
Deceased Borrowers paid out from Insurance Fund (Cumulative)
17.0Higher Education Loan (Cumulative)
17.1  No. of Female Students13,113
17.2  No. of Male Students41,098
17.3  Total :54,211
17.4  Amount Disbursed (Female)14.43
17.5  Amount Disbursed (Male)38.54
17.6  Total :52.97
18.0Scholarship (Cumulative)
18.1  Scholarship Recipient (Female)166,219
18.2  Scholarship Recipient (Male)111,886
18.3  Total :278,105
18.4  Scholarship Amount (Female)4.16
18.5  Scholarship Amount (Male)2.79
18.6  Total :6.95
19.0Number of Members (f)
19.1  Female8,882,504
19.2  Male298,485
19.3 Total :9,180,989
20.0Number of Groups1,392,276
21.0Number of Centres137,615
22.0Number of Villages81,678
23.0Number of Branches2,568
24.0Number of Branches with Computerised Accounting and MIS2,568
(a)On the last day of each month, 50 per cent provision is made against the outstanding amounts of flexible loans with age of less than two years, and 100 per cent provision is made against the outstanding amounts of flexible loans with age of two years and more.  The portions of flexible loans which complete the thrid year are written off exactly on the date following their completion.
(b)Amount repaid as a percentage of amount due.
(c)If a borrower misses ten consecutive instalments, the entire outstanding loan is treated as an overdue loan.
(d)On the last day of each month, 100 per cent provision is made for all overdue loans.  Entire outstanding amount of overdue loans are written off one year after they became overdue.
(e)In case of one-year loan, if the  borrower fails to repay half the loan amount, with interest, within 26 weeks, entire unrepaid amount becomes overdue.  In case of loans with longer duration, if the borrower fails to repay the total principal amount and interest scheduled to be repaid within each segment of 26 weeks, entire unrepaid amount falls overdue.
(f)Number of members includes both Beggar Members and Higher Education Loan recipients mentioned in item no. 12.1 & 17.3 respectively
Note: Current Exchange Rate : 1USD = BDT 84.49

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