Monthly Reports 07-2019

Statement No: 1       
Issue No. : 475, Issue Date : August 06, 2019
Grameen Bank Monthly Update In USD: July 2019
Sl. No. Particulars In million USD
1.0 Cumulative Amount Disbursed Since Inception 28,334.72
2.0 Cumulative Amount Repaid Since Inception 26,043.41
3.0 Amount Disbursed this Month 277.89
4.0 Amount Repaid this Month 292.79
5.0 Outstanding Loans
5.1  Basic Loan 1,762.59
5.2  Flexible Loan (a) 57.21
5.3  Housing Loan 13.30
5.4  Education Loan 23.76
5.5  Other Loans 4.03
5.6  Total  : 1,860.89
6.0 Rate of Recovery(b) 99.14
7.0 Total Outstanding of Borrowers Missing 5 to 9 Consecutive Installments(c)
7.1  Basic Loan 2.78
7.2  Flexible Loan 12.86
7.3  Total : 15.64
8.0 Overdue Loan(d)
8.1  Basic Loan(e) 8.478
8.2  Flexible Loan 2.724
8.3  Housing Loan 0.002
8.4  Other Loans 0.000
8.5  Total : 11.204
9.0 Microenterprise Loan (Cumulative)
9.1  No. of Microenterprise Loans 13,819,598
9.2  Amount Disbursed 6,318.23
9.3  Amount Repaid 5,707.31
10.0 Balance of Deposits
10.1  Members’ Deposit 1,861.40
10.2  Non-Members’ Deposit 801.15
10.3 Total : 2,662.55
11.0 Deposits to Outstanding
11.1  Deposits as Percentage of Outstanding Loans 143
11.2  Deposits and Own Resources as Percentage of Outstanding Loans 157
11.3  No. of Branches with more in Deposits than in Outstanding Loans 1,909
12.0 Beggar Members
12.1  No. of Beggar Members 78,040
12.2  Amount Disbursed (Cumulative) 2.66
12.3  Amount Repaid (Cumulative) 2.24
12.4  Amount of Savings (Balance) 0.11
13.0 Cumulative Number of Village Phones 2,011,203
14.0 Cumulative Number of Houses Built with Housing Loans 748,900
15.0 Life Insurance Fund (Cumulative)
15.1  No. of deaths among all Borrowers 201,520
15.2  Amount paid out from Life Insurance Fund 6.09
16.0 Loan Insurance
16.1  Balance in Loan Insurance Savings 189.35
16.2  No. of deaths among the Persons Insured  (Cumulative) 557,074
16.3 Amount of Outstanding Principal and Interest of the
Deceased Borrowers paid out from Insurance Fund (Cumulative)
105.54
17.0 Higher Education Loan (Cumulative)
17.1  No. of Female Students 13,119
17.2  No. of Male Students 41,115
17.3  Total : 54,234
17.4  Amount Disbursed (Female) 14.55
17.5  Amount Disbursed (Male) 38.56
17.6  Total : 53.11
18.0 Scholarship (Cumulative)
18.1  Scholarship Recipient (Female) 175,680
18.2  Scholarship Recipient (Male) 117,371
18.3  Total : 293,051
18.4  Scholarship Amount (Female) 4.32
18.5  Scholarship Amount (Male) 2.89
18.6  Total : 7.21
19.0 Number of Members (f)
19.1  Female 8,901,233
19.2  Male 298,383
19.3 Total : 9,199,616
20.0 Number of Groups 1,393,422
21.0 Number of Centres 137,529
22.0 Number of Villages 81,678
23.0 Number of Branches 2,568
24.0 Number of Branches with Computerised Accounting and MIS 2,568
(a) On the last day of each month, 50 per cent provision is made against the outstanding amounts of flexible loans with age of less than two years, and 100 per cent provision is made against the outstanding amounts of flexible loans with age of two years and more.  The portions of flexible loans which complete the thrid year are written off exactly on the date following their completion.
(b) Amount repaid as a percentage of amount due.
(c) If a borrower misses ten consecutive instalments, the entire outstanding loan is treated as an overdue loan.
(d) On the last day of each month, 100 per cent provision is made for all overdue loans.  Entire outstanding amount of overdue loans are written off one year after they became overdue.
(e) In case of one-year loan, if the  borrower fails to repay half the loan amount, with interest, within 26 weeks, entire unrepaid amount becomes overdue.  In case of loans with longer duration, if the borrower fails to repay the total principal amount and interest scheduled to be repaid within each segment of 26 weeks, entire unrepaid amount falls overdue.
(f) Number of members includes both Beggar Members and Higher Education Loan recipients mentioned in item no. 12.1 & 17.3 respectively
Note: Current Exchange Rate : 1USD = BDT 84.50
Monthly Reports 07-2019
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